In this audio presentation, listeners will learn about Australian Privacy Principle 3 (APP 3) and how it regulates the collection of solicited personal information by public and private sector entities. They will understand the critical differences between soliciting and collecting personal information, along with the legal and ethical responsibilities tied to each process. The presentation will teach key compliance strategies, including data minimization, transparency, and accountability, to ensure lawful and ethical data handling. Through real-world scenarios, listeners will learn how to apply these principles in practice, helping mortgage brokers and other professionals avoid privacy breaches and maintain compliance.