This audio presentation explores Australian Privacy Principle 6, which governs the use and disclosure of personal information under Australian privacy law. Listeners will gain an understanding of key concepts such as "holding," "using," and "disclosing" personal data, along with the conditions under which secondary use or disclosure is permissible, including legal and enforcement related scenarios. Practical examples relevant to mortgage brokers illustrate how privacy obligations apply in real-world situations, such as compliance with anti-money laundering laws and the management of customer information for business operations. By the end, listeners will be equipped with the knowledge to navigate privacy regulations responsibly, ensuring compliance while maintaining trust with clients.